New Beliefs, Strategic Default, Swearing, and More
Webcast Q&A: 10 July 2011
I answered questions on announcing life-changing new beliefs, the morality of strategic default, swearing before strangers, letting friends fail, and more on 10 July 2011. Greg Perkins of Objectivist Answers was my co-host. Listen to or download this episode of Philosophy in Action Radio below.
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Segments: 10 July 2011
Question: When a person adopts a life-changing set of beliefs, how should he present that to family and friends? The point would not be to try to convince them to follow, but to say "look... this is what I believe, these are the principles by which I now live my life now, and please respect my choice to do so."
Answer, In Brief: You need to focus on what you can do – namely be clear, be firm, and be kind about your change in views and practices.
Question: Is it moral to strategically default on your mortgage? Suppose that you could continue to pay your mortgage, but you're underwater: you owe more than the house is worth. You realize that you'd save tens of thousands of dollars by defaulting. Would it be morally wrong to default, assuming that you don't engage in any fraud or other dishonesty in doing so? Would it make a difference if you do that in today's highly regulated market versus in a fully free market?
Answer, In Brief: Strategic default is morally wrong: it's dishonest and unjust. It's your job in life to ensure that you borrow money sensibly and then repay those loans.
Question: Should you swear in front of strangers? Swearing is sometimes a great "exclamation point" when you're telling a story or having an intense or extraordinary conversation. But, is it appropriate to swear in front of people who don't know you very well? Is that poor manners? Would "being yourself" conflict with "putting your best foot forward" in this case?
Answer, In Brief: Swearing is a minor point of style that a person should use or not depending on his circumstances.
Question: Are there times when you shouldn't help a friend? If you see a friend taking some action which may be ultimately self-defeating or self-destructive, but you are pretty sure they don't have the knowledge or experience to understand the future consequences of their actions, should you allow them to learn on their own or stop them from making a mistake that you know will be disastrous?
Answer, In Brief: When a friend seems to be making a mistake, don't shoot first then ask questions later. Instead, ask questions first, then think about their answers, then give your advice if it's wanted, and then see what happens.
Rapid Fire Questions (47:30)
- What do you think of interventions?
- What is bankruptcy? Should a person's debt expire?
- What if you approached the bank with a speculative loan and were upfront about it (accepting a higher interest rate, etc.)? Is it OK to default if the property value crashes?
- Why are some words considered bad – and is that right?
- Does the fact that Tourettes sufferers involuntarily spew "bad" words indicate a low level psychological acceptance of social language norms?
- If a person just thinks destructive thoughts, does that make the person evil?
- Where's the line between sharing new ideas and information with friends and family – and proselytizing to them?
- What is your opinion of the Suicide Girls?
- Do adult children have an obligation to maintain a relationship with their parents?
- Does the failure of an incorporated business - say an S corporation - impose moral obligations on the owners to pay those debts from other income?
- Should pediatricians ask their patients about guns in the house?
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About Philosophy in Action
I'm Dr. Diana Brickell. I'm a philosopher specializing in the application of rational principles to the challenges of real life. I received my Ph.D in philosophy from the University of Colorado at Boulder in 2009. My book, Responsibility & Luck: A Defense of Praise and Blame, is available for purchase in paperback and Kindle. The book defends the justice of moral praise and blame of persons using an Aristotelian theory of moral responsibility, thereby refuting Thomas Nagel's "problem of moral luck."
My radio show, Philosophy in Action Radio, broadcasts live over the internet on most Sunday mornings and some Thursday evenings. On Sunday mornings, I answer questions applying rational principles to the challenges of real life in a live hour-long show. Greg Perkins of Objectivist Answers co-hosts the show. On Thursday evenings, I interview an expert guest or discuss a topic of interest.
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I can be reached via e-mail to [email protected].